It is very important to make sure you have an accurate record of both your sources of income and your regular expenses. This means making a list of everything from rent to your daily newspaper. What is expendable? Take a look at what you remove from the list and what you can reduce.
You'll be more inspired to pay off your debt, and to save, if you have a clear picture of what you are working towards. Write everything down and start with the smaller, more obtainable goals; this will inspire you to keep going.
Before you make a purchase, think about if you really need it or is it just a ‘want'. You will be surprised at how much can save if you are just a little more disciplined about your spending.